AI image generators being use for expense fraud
 
October 27, 2025
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In Today's Issue
 
This topic continues to heat up. More providers are entering the space, more employers are looking at EWA as a way to attract new hires and more employees are questioning the relevancy of current pay structures, as we see in our HR Leader story today. Also in this issue:

⭐ Your employees may need work accommodations
⭐ When noisy workers disrupt the workplace environment
⭐ Are your employees filing fake expense receipts? Maybe
 
 
 
 
Top Story
 
"Great Freeze" job market: stability, but few opportunities
 
Businessmen or HR managers review resume information.
(Maria Korneeva/Getty Images)
The US job market is experiencing a "Great Freeze," characterized by low hiring and low layoffs. Companies are hesitant to let go of employees due to economic uncertainty, but are also not adding new positions. This environment offers job security but limits career growth and makes it difficult for job seekers to find new opportunities
Full Story: Business Insider (10/25)
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Recruiting & Retention
 
Human touch, oversight vital for AI use in insurance, hiring
Experts caution that human monitoring is crucial to avoid unintentional discrimination when employers use AI tools to expedite their hiring processes, noting that companies will receive more AI-related questions from their employment practices liability insurers. Meanwhile, insurance carriers adopting AI should remember that human empathy remains vital for building trust, says Cytora CEO Richard Hartley. "When a customer faces loss or uncertainty, they want genuine understanding from a person who listens and helps them recover," Hartley says.
Full Story: Business Insurance (10/27), PropertyCasualty360 (free registration) (10/27)
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Free eBooks and Resources
 
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The Ultimate AI-Powered TikTok Growth Blueprint
 
 
How to Rebuild Career Confidence to Re-enter the Workforce
 
 
Leadership Growth: Embracing the Process
 
 
The 7-Step Sequence of a Great Speech
 
 
6 Root Essentials to Build Thought Leadership
 
 
 
 
Leadership & Development
 
 
When noisy workers disrupt the workplace environment
The Washington Post (10/27)
 
 
Incoming Target CEO Fiddelke announces corporate layoffs
CNBC (10/24)
 
 
Employer health insurance premiums surge in 2025
Chicago Sun-Times (10/25)
 
 
 
 
Health & Wellness
 
Are you ready? Workers seek mental health accommodations
 
Stressed businesswoman working late
(Connect Images/Getty Images)
Mental health challenges are increasingly common in the US, with about 23% of adults living with a mental illness, writes Julie Wolfe, a medical director and psychiatrist. Employers have a legal obligation to accommodate mental health needs under the Americans with Disabilities Act, and Wolfe encourages employees to seek accommodations such as flexible scheduling and private workspaces. Wolfe emphasizes the importance of early intervention and suggests that employees identify trusted colleagues or supervisors to discuss their mental health needs.

More employees are raising questions about work accommodations in response to their organization’s return-to-office mandate. They cite noisy environments, frequent interruptions and trouble concentrating as their reasons for wanting to work from home or for having a flexible schedule. Are you experiencing this? Do your staffers know how to request accommodations? Do they feel comfortable coming to you for support? Let me know! – Kanoe
Full Story: The Conversation (10/24)
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Benefits & Compensation
 
AI image generators being use for expense fraud
 
High angle view of various receipts
(Johner Images/Getty Images)
The use of AI-based image generators to create fraudulent receipts for expense reports is rising, according to expense software companies. AppZen reported that AI-generated receipts accounted for 14% of fraudulent documents last month, and 30% of financial professionals surveyed by Medius say they've seen an increase in falsified receipts since the release of OpenAI's GPT-4o. "These receipts have become so good, we tell our customers, 'Do not trust your eyes,'" said Chris Juneau, senior vice president and head of product marketing for SAP Concur.

My jaw just dropped when I read this story. Employees using AI to forge receipts? Companies are already targeted by hackers and their phishing attacks. Now they have to be on alert for their own people filing fake receipts? I'm genuinely flummoxed. Am I being naive? Have you seen this? -- Kanoe
Full Story: PYMNTS (10/26)
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The HR Leader
 
Earned wage access gains support from major employers
 
An employee gathers online orders at a Walmart market fulfillment center in the back of a store in Grapevine, Texas, US, on Tuesday, Oct. 10, 2023. The world's biggest retailer is testing digital labels that light up when activated with an app which are already used by employees at a few dozen stores to help shelf stockers and product pickers fulfilling online orders. Photographer: Dylan Hollingsworth/Bloomberg via Getty Images
(Bloomberg/Getty Images)
Earned wage access has grown significantly, attracting $3.5 billion in venture capital and support from major employers like McDonald's, Uber and Walmart. The regulatory landscape for EWA is mixed, with states such as Nevada and California taking the lead in creating laws, while the Consumer Financial Protection Bureau's approach has varied under different administrations. Consumer advocates argue that EWA can lead to a cycle of debt due to fees and lack of transparency, likening it to payday lending.
Full Story: Payments Dive (10/27)
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Most Read
 
 
Companies consider more in-office days for employees
Employee Benefit News (free registration) (10/15)
 
 
Winning the battle of "meeting hangover"
HR Dive (10/21)
 
 
Gratitude boosts morale, retention -- if you do it right
Dig Different (10/23)
 
 
Health benefits found with interval walking training
CNN (10/17)
 
 
Employee-led AI "task crafting" drives engagement
IT Pro (10/21)
 
 
 
 
About the Editor
 
Reflections
 
Reflections
(Kanoe Namahoe)
My daughter was here over the weekend. We spent Saturday morning lounging on the deck, in our sweats, sipping coffee and talking about old friends. Lunch was at her favorite local eatery, and then an afternoon of antiquing. The easy conversation continued as we strolled the aisles -- a party she's planning, changes at work and memories of my dad. That night we camped out on the couch (again in our sweats), sharing popcorn and chocolate as we watched "Top Gun: Maverick." We laughed and chatted throughout the movie, rewinding our favorite parts and comparing the film to the original Top Gun. 

Her flight left early Sunday so she was gone before the sun was up. As I stood in the driveway, watching the lights of her rental car disappear into the morning fog, I felt my throat tighten. I stayed there for a minute or two, breathing in the cool air and gathering my thoughts. I missed her already. My heart stung.

But I was okay with that. It was the sting that comes with loving someone deeply and knowing they love you too.

Make it a great week, folks. Aloha!
 
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Don't let the spotlight erase your history. Let it illuminate it.
Misty Copeland,
ballet dancer

“
 
 
 
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